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Home Loan Options
We’ll help you find the best home loan for your needs!
When you apply for a mortgage or home loan, you do so using your name and your financial information. So, why do other lenders offer loans that supposedly fit everyone?
At CCB, we believe your mortgage should be tailored to you. That’s why every mortgage and home loan application includes a conversation about what you’re looking for, your unique financial situation and repayment limitations. All of this ensures you get the right loan, at the right rate for the right period of time.
For your convenience we offer standard fixed-rate and adjustable-rate mortgage options. Ask a CCB mortgage specialist which is right for your unique situation.
Loans through the Federal Housing Administration offer qualified buyers with smaller down payments and flexible credit terms.
Specialized home loan programs through the Veterans Administration for all qualified veterans and in-service personnel.
First-Time Home Buyer Programs
These programs offer flexible underwriting guidelines with low down payments and closing costs to lower the financial barriers for first-time home buyers.
USDA Home Loans
Guaranteed home loans for rural housing with no down payment needed.
Created for the specific needs of those taking out larger loans on higher-priced properties.
Second Home Mortgages
Home loans designed to help you purchase, build or refinance your beach, lake or other resort home.
Investment Property Loans
Looking to own your own rental properties? This form of financing can help you get the funds you need to acquire properties.
We can help you cash out, lower your interest rate, decrease your mortgage payment or shorten your loan term.
Save on closing costs with this specialized loan that carries you through construction to completion and your permanent mortgage loan. Note: to qualify, construction must be completed and converted to a permanent loan within 12 months.
Lets get started today! Just click our easy to use Mortgage Application, complete, print, and submit to a CCB Mortgage Specialist. Yes its that easy!
Questions? Our mortgage specialists would love to help! Simply contact a CCB office to get in touch with them today.