Personal Checking Account

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Open a checking account that comes with real life benefits!

When looking at checking accounts, the same information always comes up: minimum deposit to open, fees, and the minimum balance to avoid a monthly maintenance charge. While that information is important, it isn’t a direct benefit to you.

At CCB, our personal checking accounts give you real life benefits that make managing your finances easier, faster and more convenient:

  • FREE Mobile Banking

  • FREE Online Banking and Bill Pay

  • Overdraft Protection Options

  • And much more!

If you want more than just an account to hold your money, take a look through the checking accounts we offer. When you find one that fits your needs, come by any Citizens Community Bank to open your account.


Please take a moment to review our personal checking products below. Once you have selected the checking account that is perfect for you let us help you get started by completing our Deposit Account Application. Just select the CCB location that is closest to you, complete the application and submit. A CCB representative from that location will be in contact with you to schedule a time for you to stop by, sign the required documentation, and provide two forms of identification. Yes, it’s that easy!  

Deposit Account Application

Just complete our user friendly Deposit Account Application and submit. Yes it's that easy!

Let's Get Started

Have a question? Contact CCB today to speak with a staff member about our checking account options.

CCB Checking Accounts

 

CCB FREE

SIMPLY CHECKING

SELECT INTEREST CHECKING

SENIOR ADVANTAGE

STUDENT ADVANTAGE

RELATIONSHIP
REWARDS

Minimum to Open
$50
$50
$50
$50
$50
$50
Monthly Maintenance Charge (avoidable)
none
$7
$8
none
none
$5
Minimum Daily Balance to avoid MMC
none
$200
$400
none
none
none
Interest Bearing Account*
 
 
 
 
 
 
ATM Daily Limit
$500
$500
$500
$500
$500
$500
Debit Card Daily Limit (POS)
$2,000
$2,000
$2,000
$2,000
$2,000
$2,000
FREE Online Banking with Bill Pay
 
 
 
 
 
 
FREE Image Statements
 
 
 
 
 
 
FREE Standard Checks
 
 
 
 
 
 
Overdraft Protection Options
 
 
 
 
 
 
Non CCB ATM Surcharge Refunds up to $15/monthly
 
 
 
 
 
 
Special Requirements
 
 
 
55+
 
eStatement 10 debit card transactions Direct Deposit or Payment
Additional Features
 
 
 
 
 
Earn our higher yielding rate on balances up to $20,000

*Interest compounded daily and credited monthly on all interest bearing personal checking products

Everyday Security

Protocols to keep your money safe

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Answers to our most frequently asked questions

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