About Us

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Who we are

In 1999 a group of business leaders came together with the vision to form a community bank that would be locally owned and operated, dedicated to providing superior customer service, and create outstanding value for its shareholders and the communities that it served. That vision became reality with the formation of Citizens Community Bank. The vision that started in one location has now been carried to each of the communities we serve in southern Virginia and northern North Carolina. 

Everything we do is in an effort to deliver the “You’ll love banking here!” experience

Welcome to CCB! As President & CEO, I invite you to browse our website and learn more about how CCB can assist you and your local community. At CCB we strive to deliver a superior banking experience and we live by our motto “You’ll love banking here!” Our motto represents the way we want each and every customer to feel anytime they come into contact with CCB, whether its digital or in person. Our team is dedicated to providing you a value added banking experience that can serve you through various stages of your life or business. Again, I personally thank you for visiting our website and welcome you to join the “You’ll love banking here” experience.  


James R. Black, President & CEO


Board of Directors

Board of Directors & Executive Team

Our board of directors and executive team keep us on track and adaptable for the future and whatever changes it brings.




Looking for a career in banking? We’d love to have you join our team! Check out our career opportunities to see if there’s a position for you at CCB!


Everyday Security

Protocols to keep your money safe

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What's New at Citizens Community Bank?

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FAQ & Helpful Information

Answers to our most frequently asked questions

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